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Blog

What is an Earnest Money Deposit?

If you’re buying a home, chances are you’ll have to put up an earnest money deposit (EMD). Earnest money tells the seller that you are serious about your offer to buy the house and this deposit is a show of good faith. Without the requirement of earnest money, a real estate buyer could make offers on […]

Cybersecurity – Why Updates Are So Important

We all get irritated by how often we’re asked to update our software and passwords on our phones, laptops, and tablets. It’s both time consuming and annoying. But what if you thought of it in terms of a workout, where you’re putting your body through an exercise regimen to help improve its performance? It’s safe […]

Is Title Insurance Necessary On New Construction?

As you’re well aware by now, when buying a new home you need to purchase title insurance, as this protects you in case the seller does not have a free and clear title to the home they’re selling. But what about new construction, surely the same rules don’t apply, right? Wrong. When you buy a […]

Pop Quiz!

  We’ve tried to share a large amount of info on a lot of topics surrounding title insurance. Let’s see how well you remember that info with a little pop quiz.   Who does the attorney at the title company represent?  The title company represents the lender.   If a transaction is $242,400, what is the […]

Making Your Personal Workstations Secure

We’ve written in the past about the precautions and procedures that Cumberland Title uses to keep your information safe while it’s in our hands. But there are also some pretty simple but important steps that everyone can take to keep their personal workstations safe and secure from fraud. These days, simply locking your office door […]